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An ambitious home seller may be better equipped than his or her rivals to enjoy a seamless property selling experience. In fact, this individual likely will go the extra mile to ensure buyers can learn about his or her house and make an informed purchase decision.

Believe it or not, becoming an ambitious home seller can be simple. Now, let's take a look at three tips to help you streamline the home selling journey.

1. Analyze the Housing Market

The local housing market may have major ramifications on the home selling journey. If you review real estate market data, however, you can differentiate a buyer's market from a seller's market. Then, you can map out your home selling journey accordingly.

Review the prices of available houses in your city or town that are similar to your own. Also, check out the prices of recently sold homes in your area and find out how long these residences were available before they sold. With this housing market data in hand, you can distinguish a buyer's market from a seller's market. Plus, you may be able to find innovative ways to differentiate your home from the competition.

2. Evaluate Your Home

Your home – like all other residences – has various strengths and weaknesses. If you perform a comprehensive home evaluation, you can identify your house's weaknesses and explore ways to transform them into strengths.

It may be helpful to schedule a home inspection prior to listing your residence. During an inspection, a property expert will walk through your home and identify any underlying house issues. He or she next will provide you with an inspection report that you can use to prioritize home repairs.

In addition, you may want to perform an appraisal. If you obtain an appraisal report, you can receive a property valuation that accounts for your house's condition and the current state of the housing market. You then can use this property valuation to establish an aggressive initial asking price for your home.

3. Work with a Real Estate Agent

A real estate agent understands the ins and outs of selling a home, regardless of the current housing market's conditions. He or she will help you promote your residence to the right groups of buyers and host home showings and open house events. Furthermore, a real estate agent will help you review any offers to purchase your residence and provide assorted house selling tips.

If you hire a real estate agent, you can receive lots of insights into the housing market that you may struggle to obtain elsewhere, too. Perhaps best of all, a real estate agent is prepared to respond to your home selling concerns and questions at any time.

For those who want to enjoy a successful home selling experience, it helps to prepare for the home selling journey. By using the aforementioned tips, you can become an ambitious home seller and quickly generate significant interest in your residence.


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Interest rates rise in correlation to inflation and other economic activity. When that happens, it can increase housing costs. But the question is, should it prompt you to buy sooner than you’re ready?

The Right Time Is Now

In real estate, the right time is always now for someone. Is it the right time for you? There’s more to determine than interest rates. 

Here’s how to break it down:

  • Rising interest rates: as interest rises, even a quarter of a point increase can add more than $10,000 to a two hundred-thousand-dollar mortgage. If you can lock in the lower rate, you’ll save nearly thirty dollars each month over the life of the loan.
  • Rising housing prices: In addition to the increase in interest rates, as housing prices trend upward, the combination can push you out of contention for certain homes. If you’re on the fence about buying but know where you want to live and what you want to pay, what you know now is more useful than speculating on what might be later.
  • Changes in the tax laws: Recent changes mean that writing off interest is limited, but your standard deduction probably offsets it. Work with your tax advisor to see if a mortgage improves your tax situation, remains neutral, or increases your outgo.
  • Down payment savings: As prices go up, the amount you need for a down payment goes up too. If you currently have the cash you need to lock in the home you want, you might not want to wait.
  • Know your expenses: Buying a house locks you in for the life of the loan or until you sell it. So, if you’re in need of a new car, or have another large expense coming down the pike, calculate it into your monthly budget what you’ll need to handle those expenses as well as your mortgage payment. Avoid stretching yourself so thin that your house payment becomes a burden.
  • Review your employment stability. Is there a chance you’ll move away? Change jobs? Retire? Many of the benefits of homeownership come after the first five or six years when you’ve mostly recovered the closing costs with the rising equity. If your intention is to move sooner than that, consider buying now with the intention to turn the property into a rental, or wait until you’re more settled in your location.

The bottom line is that it’s your bottom line that matters. Just because interest rates rise doesn’t mean you should jump into ownership before you’re ready. But don’t let it stop you either. Discuss your plans with your real estate professional. They have a finger on the pulse of the market to help you time when a purchase is right for you.


Image by Andrey Popov from Shutterstock

The term "fair market value" is the price at which an interested but not desperate buyer is willing to buy and a motivated but not distressed seller is willing to sell on the open market in your location. The set value depends on recently sold similar-sized homes with like amenities, upgrades, and location. These are known as "comparables" or "comps" in real estate jargon.

Your best resource for learning the market value of your home is your trusted real estate professional. They have access to lists of homes like yours that sold on the open market in recent weeks and months. Of course, no one can know if your home will sell since other factors might be at work too. Changes in local industry and the job market might cause prices to move either down or up. Weather can factor in also.

What if prices drop?

Should you enter the market just as prices begin trending down, you might choose to set your price just below the fair market value. That way, you won’t be forced to lower your opening price if they keep trending downward. To stay competitive, increase the value, not the price. Professionals know ways to market your home’s exceptions such as recent upgrades, repairs, a new roof, walkability, proximity to social life and other seemingly intangible items that keep your home at the top of people’s list.

What if prices go up?

Neither you nor your agent can accurately anticipate the market. But if prices seem to be going up, set yours near the top of the “fair” values. Try not to overprice your home since doing so can have unintended consequences. Lenders and underwriters operate slightly behind the market adjustments, so when you set a too high price, your buyers may not qualify for financing.

Setting the price

Your agent can help you set the right price the first time. Trust their knowledge and expertise in the marketplace. If you’re not sure about the price, test the waters by asking your agent to keep your home as a pocket listing. That is, a listing they can tell agents and clients about that doesn’t appear on the multiple listing services (MLS). That way, you can see if your pricing strategy gains any traction.


If you want to enjoy a seamless homebuying experience, it generally is a good idea to establish a property buying plan. That way, you can take a step-by-step approach to make your homeownership dream come true.

As you prepare a homebuying strategy, there are several factors to consider. These factors include:

1. Your Dream Home Definition

There is no one-size-fits-all definition of a dream home. Instead, this definition varies from buyer to buyer. But if you define your ideal residence, you can narrow your house search accordingly.

Think about the features you require from a home. For instance, if you want a house that offers multiple bedrooms, you can search for residences that provide you with the space you need. On the other hand, if you want a home that boasts a deluxe swimming pool, you can search for a residence that offers this feature.

Consider where you want to reside, too. By doing so, you can search for homes in a select group of cities and towns.

2. Your Homebuying Budget

You likely have only a finite amount of money that you can spend on a residence. Thankfully, if you establish a homebuying budget, you can search for houses that fall within your price range.

Oftentimes, it helps to meet with banks and credit unions before you start a house search. These financial institutions can teach you about a broad array of home financing options.

Don't hesitate to discuss your home financing options with a variety of banks and credit unions, either. If you check out myriad home financing options, you can select a mortgage that complements your finances perfectly.

3. Your Homebuying Timeline

You may want to create a timeline for buying a house. With this timeline in place, you will know precisely how many days, weeks or months you have to find and acquire your dream residence.

If possible, you should maintain a flexible homebuying timeline. There is no telling when problems may arise as you search for your dream house. And if your homebuying timeline is flexible, you can adjust it at any time.

For those who want to streamline the homebuying journey, you may want to employ a real estate agent as well. This housing market professional will go above and beyond the call of duty to help you find a great home at a budget-friendly price. Plus, he or she can offer expert guidance as you craft a property buying strategy.

Also, as you navigate the homebuying journey, a real estate agent will respond to any concerns or questions. Perhaps best of all, a real estate agent is happy to provide homebuying tips and recommendations that you may struggle to receive elsewhere.

Ready to transform your homebuying vision into a reality? Craft a homebuying strategy today – you will be glad you did. Once you have a homebuying plan at your disposal, you can navigate the property buying journey with poise and confidence.


The heat of the summer can spell tons of outdoor enjoyment. It can also spell a lot of danger to the health of you and your loved ones. Whether you’re at the beach, hanging out in the park, or simply enjoying an outdoor BBQ, you’ll want to have sun safety at the top of your list. 


Sun Is A Good Thing


Sunlight is a good thing. It helps plants and flowers to grow. It provides us with much needed vitamin D, and it gives us happiness as we bask in the glory of the sun. There’s one major problem with sunlight and that is the harmful UV rays that come from the light itself and can cause health problems and damage to our homes. Read on for more tips and information surrounding UV rays and how to stay safe in the sun.


UV rays stand for ultraviolet radiation. There are two types of UV rays: UVA and UVB rays. UVA rays penetrate the skin at a deep level and are responsible for aging cells, causing wrinkles, and other visible signs of aging. UVB rays are what cause your skin to burn when you’re out in the sun. Both of these types of UV rays have been shown to be responsible for causing various types of cancer.


If you know when and how to avoid UV rays, you can protect yourself and your family from danger. UV rays peak between the hours of 10 AM and 4 PM. The forecast sometimes includes something called the UV index which helps you to know how strong the rays will be that day. As a hint, when the UV rays are the strongest, your shadow will appear shorter than your actual size. If you see that short shadow, it may be a good time to stay out of the sunlight, at least directly.          


Damage To Your Home


If the windows in your home aren’t equipped with UV protection, you could be facing UV damage inside your home as well as out. High quality windows and window films can help to protect the inside of your home from up to 99% of harmful UV rays. The good news is that you don’t need to replace your windows in order to get the protection. A simple UV protectant film will do.  


Your Fabrics Fade


UV rays can cause the fabrics in your home to fade and deteriorate over time. Everything from your window treatments to your sofa can lose their color. Buying the right kind of window treatments (like blackout shades and curtains) and positioning your furniture strategically can help you to avoid the effects of UV rays inside of your home. Stay safe in the sun this season both indoors and out by taking the right precautions.    






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